The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) empowers startups and small businesses to get collateral-free loans. This government initiative offers risk-free credit access to help your business grow.
Key Benefits
✔ No collateral or third-party guarantee required
✔ Loans up to ₹2 Crores
✔ Government-backed credit assurance
✔ Encourages entrepreneurship & growth
Eligibility
✔ Micro & Small Enterprises (new or existing)
✔ Manufacturing or service sectors
✔ Good credit history preferred
✔ Valid business documents required
Required Documents
Aadhaar and PAN of proprietor/partners
Business registration certificate
Bank statements (last 6 months)
Project report / business plan
GST certificate (if applicable)
Steps to Apply
Fill out the application form below
Our team contacts you for document verification
We help prepare your project report
We submit the loan request under CGTMSE
Loan disbursed upon approval
Frequently Asked Questions
Any micro or small business in the manufacturing or service sector.