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Terms and Conditions

Date - 26-Jul-2025

Please read the following terms carefully before using our services.

1. Introduction

These Terms and Conditions ("Terms") apply to the website www.ownpaisa.com ("Website") and the services provided by OwnPaisa. By using the Website and/or services, you agree to be bound by these Terms.

2. Services Provided

OwnPaisa offers loan-related services including but not limited to personal loans, business loans, home loans, and used car loans. We may update services from time to time.

3. User Responsibilities

4. Eligibility

You must be at least 18 years old to use our services. Minors must have parental consent.

5. Account Creation and Security

You are responsible for keeping your account information safe and must notify us immediately in case of a security breach.

6. Privacy and Data Protection

Your privacy matters to us. Refer to our Privacy Policy for more details.

7. Intellectual Property

All content is owned by OwnPaisa and protected by copyright laws. Do not reproduce or distribute without permission.

8. Prohibited Activities

9. Limitation of Liability

We are not liable for indirect or consequential damages. Our liability is limited to the amount paid for the specific service.

10. Indemnification

You agree to indemnify OwnPaisa from any claims arising from your usage of the site or services.

11. Termination

We reserve the right to suspend or terminate your access if you violate our Terms.

12. Modifications

We may modify these Terms at any time. Please review them periodically.

13. Governing Law

These Terms are governed by Indian law. Disputes will be settled in Indian courts.

14. Contact Us

Email: support@ownpaisa.com
Phone: +91-9599584626